Should you switch PEOs or renew? The four signals a renewal no longer fits, how to run a quiet market check, and how to net switching costs before you move.
A PEO renewal is negotiable. Request the medical loss ratio, negotiate a rate cap near 10%, secure credits and fee offsets, and time the ask to move the number.
2026 small-group renewals average 8-12%, some far higher. How a PEO renewal bundles health, fees, and insurance – and how the medical loss ratio is your leverage.
Anatomy of a PEO Renewal: Timing, Rate Increases, and the Medical Loss Ratio Read Post »
Setup, per-hire, enrollment, and deconversion fees rarely appear in a PEO pitch. See the 2026 numbers and the questions that surface every fee before you sign.
A PEO invoice hides three layers: pass-through payroll, the administrative fee, and insurance markup. How to separate them, audit each, and protect your wage bases.
Reading Your PEO Invoice: Pass-Through Costs, Margin, and the Arbitrage You Cannot See Read Post »
Percentage of payroll or per-employee-per-month? See how the two 2026 PEO pricing models compare, where each wins, and how a CPA models the right one.
Percentage of Payroll vs. Per-Employee-Per-Month: What You Are Actually Paying Your PEO Read Post »
A PEO shares employer duties through co-employment — payroll, benefits, compliance — while you keep control. What a PEO is, what it isn’t, and if it fits.
What a PEO Actually Is: A Plain-English Primer for Business Owners Read Post »
Executive Summary Most PEO vendors present integration as a seamless, turnkey process managed entirely by their “experienced implementation team.” After 37 years reviewing PEO contracts and managing employer-side transitions, I can tell you what they will not: poorly managed PEO integration is the single greatest source of hidden liability transfers, service gaps, and compliance exposure
The Ultimate PEO Integration Guide That Saves You From Hidden Costs Read Post »
In the fast-paced and competitive world of business, leaders are constantly faced with a delicate balancing act: keeping costs under control while maintaining a high level of employee satisfaction. It’s a challenge many executives know all too well. You want to provide competitive benefits and retain top talent, but the associated administrative burdens and escalating
Unlocking Employee Satisfaction and Budget Savings with PEO Partnerships Read Post »
Hurricane season in Florida is more than just a time to prepare for inclement weather; it’s a critical period when businesses must also focus on retaining their employees and managing operational risks. For companies across Palm Beach County, Broward County, Martin County, Naples, Palm Beach Gardens, Jupiter, and Stuart, finding effective solutions to employee turnover
