Medical Loss Ratio

Thought Leadership

How to Push Back on a PEO Renewal: Requesting the MLR, Negotiating Caps, and Securing Credits

Mark J Burger, CPA / September 22, 2026

A PEO renewal is negotiable. Request the medical loss ratio, negotiate a rate cap near 10%, secure credits and fee offsets, and time the ask to move the number.

How to Push Back on a PEO Renewal: Requesting the MLR, Negotiating Caps, and Securing Credits Read Post »

Anatomy of a 2026 PEO renewal - health increase, admin fee, and medical loss ratio components.

Thought Leadership

Anatomy of a PEO Renewal: Timing, Rate Increases, and the Medical Loss Ratio

Mark J Burger, CPA / September 22, 2026

2026 small-group renewals average 8-12%, some far higher. How a PEO renewal bundles health, fees, and insurance – and how the medical loss ratio is your leverage.

Anatomy of a PEO Renewal: Timing, Rate Increases, and the Medical Loss Ratio Read Post »

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